Construction Insurance Claims Expert in Barcelona | Major Incidents

When the Incident is as Complex as the Project Itself

In the construction industry, a major incident—a fire, flood, partial collapse, or machinery failure—is not just a setback; it is a direct threat to the project's financial viability, deadlines, and reputation.

In this scenario, the insurance company will appoint a loss adjuster to defend its interests. Who defends yours with the same level of technical rigor?

Defending a claim under a Construction All-Risk (CAR), Decennial, or Public Liability policy requires a dual profile: an expert who not only masters insurance terminology but also has a deep understanding of engineering, construction processes, and damage valuation in civil and building works.

Our Differentiating Factor: Civil Engineers who are also Insurance Experts

Our postgraduate degree as Insurance Appraisers in Fire and Diverse Risks (IRD) from INESE complements our core identity as Chartered Civil Engineers. This combination is your main strategic advantage:

• We speak your language: We understand structures, geotechnics, materials, and construction processes. We analyze the incident from its engineering root cause.
• We speak the insurer's language: We are familiar with the policies, exclusions, limits, and valuation criteria that companies apply.
• We translate engineering into a claim: We turn a complex technical problem into a solid and irrefutable argument for your claim, quantifying not only the obvious damage but also indirect costs, work stoppage, and loss of profit.

Types of Construction Incidents Where We Add Value

Our expert report is your best asset for defending complex claims related to:

• Construction All-Risk (CAR) Policies: We assess material damage from fires, floods, weather events, design or execution errors, and their impact on the project schedule.
• Decennial Insurance: We intervene when structural damages that affect the building's stability appear within 10 years after project completion, preparing the technical report that substantiates the claim.
• Public Liability (PL) Policies: We defend the construction company against third-party claims for damages caused during the execution of the work (damage to adjacent properties, accidents, etc.).
• Machinery Breakdown: We assess failures and breakdowns in heavy machinery essential to the project, evaluating both the repair cost and the impact of its downtime.

A party-appointed expert report prepared by an engineer is not an expense; it is a strategic investment to protect your project's margin and future.